8 live Dubai off-plan projects with a post-handover payment plan (PHPP). With these, you continue paying instalments for 1–5 years after the building is handed over — typically 20–40% of the unit price stretched across that period.
PHPP is the closest thing to financing without a bank mortgage. You self-finance via the developer's payment schedule, and your tenant's rent can offset a meaningful chunk of the post-handover instalments. The trade-off is a slightly higher unit price (developers price it in) and a longer total commitment.
Not every project on this page has the same PHPP terms. Each project card links through to the project's payment-plan section, where every option is laid out phase by phase. Filter by area, price, and handover quarter on the page below.